Cheapest Car Insurance In Texas 2022

In Texas the average car insurance rate in Texas is $1,584 per year, which is 4% more than the U.S. average car insurance. Car insurance rates are influenced by more than just your location. Auto insurance rates include many factors such as a driver’s age and his driving history. Read this blog to know how much auto insurance costs in Texas based on different factors.

Best Car Insurance Companies in Texas

• 1st place is for USAA with a score of 879 out of 1,000 in the U.S. Auto Insurance Study in 2021 for Texas
• 2nd place is for Texas Farm Bureau scored 850 on J.D. Power’s 2021 auto study.
• 3rd place is for Liberty Mutual with a score of 847 in J.D. Power’s 2021 customer satisfaction survey

Cheapest Car Insurance in Texas

• Cheapest rate for Teen Drivers in Texas- USAA has the lowest rates, $2,356 and $2,557 for females and males respectively.
• Cheapest rate for Young Adults in Texas- The cheap car insurance for a young drivers in Texas is from State Farm, which charges $1,019 and $1,242 for females and males respectively.
• Cheapest rate for Seniors in Texas- car insurance in texas is cheap for seniors is State Farm. It is the least expensive car insurance with the rate of $882
• The cheapest rate for Drivers With Poor Credit in Texas- is USAA for $1,746 on average annually.
• Cheapest rate for Good Drivers in Texas- State Farm for $994 on average annually.
• Cheapest rate After a Speeding Ticket in Texas- State Farm for $994 on average annually.
• Cheapest rate After an Accident in Texas- By comparison State Farm is the cheapest average annual rate is $1,187
• Cheapest rate After a DUI in Texas- USAA offers insurance car cheap rates for drivers, $1,560 annually.

Cost of Car Insurance Cost in Texas

USAA has the cheapest car insurance in Texas auto insurance rates nationally, not in Texas though. It is available at $994. State Farm’s average insurance rate is $51 less per year than USAA’s cost and $388 less than the overall average car insurance costing $1,382 in this state. Allstate is the most expensive insurer with an average cost of $2,210 annually. That is about 60% more than the state average rate.

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